I'm going bankrupt. I could explain why (uhh...I don't have money? yeah but more specifically) but I don't want to. Bottom line: it is happening. Good news: I get to keep the house. Bad news: I have to bear the shame of going bankrupt. Other good news: I get a fresh start, financially speaking. I am finally solving my financial problems. Other bad news: going bankrupt goes against everything I was ever taught. My midwestern sensibilities say that I'm a failure. Possibly, my midwestern relatives would say this as well.
Over the 4th of July I tried to pay the mortgage, only to find out my mortgage company disabled my access to the account and I can't make the payment.
After having a mild heart attack, I sent a panicked email to my lawyer at 11 at night. First thing, I asked flat out: I DO get to keep the house, yes??
I woke up at 7:30 the following morning with knots in my stomach and a response from my lawyer, bless him for responding to me on a holiday. He reassured me that I will be able to keep my house, my mortgage lender's behavior is not unusual and I simply need to give them a call.
I showed up at the bank today to drop off the mortgage check and waited in a line that would make the DMV proud. After a long wait, I was told I need to speak with a rep at the desk. I am still here, still waiting. My one hour lunch period has been almost two hours long and there's no end in sight. Gods get me out of here.
No comments:
Post a Comment